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Recent Articles

Game-Changer: Credit Scores Just Got Rewritten
Jul
16
2025
Game-Changer: Credit Scores Just Got Rewritten
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could affect how lenders evaluate...
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Jul
08
2025
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial and legal. Before you make any...
Why Homeownership Is Still Worth It—Even Beyond the Finances
Jun
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...
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About Us

We've been helping members afford the home of their dreams for many years and we love what we do.

CU NMLS: 746366
www.nmlsconsumeraccess.org

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6001 Gibraltar Drive
Pleasanton, CA 94588
Phone: (800) 972-0999
Realestate@safeamerica.com

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© 2025 All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.